Real Estate Investment OpportunitiesJune 1, 2017

Real Estate Investment Opportunities

Investing in real estate is more than just about opportunities for investing in a home. It also needs careful planning and foresight and is definitely more complicated than investing in stocks and bonds. Over the past 50 years, investing in real estate as an investment has been seeing greater popularity – with people taking the plunge and investing in residential properties when prices fall and then selling it off when the market value has gone up substantially. This practice is as old as the practice of land ownership – with the landlord being responsible for payment of property taxes and EMIs as well as the maintenance.

The process of real estate investment starts with the scrutiny, purchase and ownership change process, followed by its management for rental or sale for purposes of profit. Investing in real estate is about keeping your money in a physical asset form rather than in the virtual form as is the case with stocks and bonds, and offers you limited liquidity as compared to other forms of investments. Aside from this, real estate is also capital intensive, and if not managed properly, it can become a risky asset. One of the major problems that arise is negative cash flow where the investor is unable to pay the EMIs due to lack of rent towards EMI or lack of soluble funds; this results in the sad end-result of being forced to resell the property, sometimes even at a loss.

However, this shouldn’t get you disheartened as there are many pluses to investing in housing. A typical real estate will generate cash flows in four general ways including:

  1. Capital appreciation, which simply means an increase in the value of the property over time
  2. Tax shelter offsets which refers to various schemes which enable you to escape from having to pay tax on part of your income and capital
  3. Equity build-up which is a significant benefit of home loan against rental property; as the homeowner collects and pays rent towards EMI payment, the loan amount reduces without the owner chipping in capital, thus the equity value of the property increases.
  4. Net operating income (NOI) which refers to leftover cash after making all payments from the inflow of cash in the form of incoming rent.

There are different ways of gaining income from property investment. You could buy a run-down property, give it a face-lift and then sell it at a profit or you could invest in a property and use it for rent income; alternatively, you could use it for speculation and selling when cost values have gone up. All these are excellent ways of increasing wealth, but it’s always better to take the assistance of a property lawyer to prevent any loopholes in the acquisition or selling process as well as in the investigation and verification of the solvency of the property before buying.

Another important aspect to property acquisition is to look for properties where you are more likely to get tenants; this would reduce your own capital investment and get your loan paid off without too much investment.


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Related Projects

A few of our inspiring projects

Apartments in Trivandrum

Being the state political capital, an educational hub as well as home to Kerala’s largest and rapidly-expanding IT hub, Artech has realized the growth potential of Trivandrum as a prime spot for real estate investment. Artech builders in Trivandrum offer a number of lavish and eye-popping apartment projects located in classy niche areas to inspire you.

Apartments in Thrissur

The city built around the base of a 65-acre hillock is steeped in rich cultural and spiritual history. Aside from being known as the cultural hub of Kerala, Thrissur is also known as a major business center. Artech offers Thrissur, one of its finest creations to-date, the Artech Gateway, featuring exclusive lifestyle apartments.

Apartments in Kollam

Located on the banks of the scenic Ashtamudi Lake, this ancient city dating back to the biblical times, has a strong commercial reputation. The verdant beauty of this city also attracts many people to set-up homes here. As flats in Kollam are in great demand, Artech Realtors have a number of luxurious projects offering superior homes with amazing blue vistas to its residents.

Apartments in Kottayam

Kottayam has always been at the forefront for education and literacy. Aside from this, it’s a peaceful town that thrives on commerce. Artech Realtors have given Kottayam their first taste of high-end luxury living with Artech Rio. The unending views of the surrounding greenery, the meandering river and outstanding amenities makes life in these classy apartments one-of-a-kind.

Apartments in Thiruvalla

Thiruvalla, which has earned the moniker the ‘Land of the NRIs’ is situated on the banks of the Pamba and Manimala rivers. With a paucity of suitable homes for the cream of the society, there was a glaring need for luxury flats in Thiruvalla. The blissful Artech Kaazhcha apartments offer an inspiring mix of high-end comfort and luxury.



The information provided on this website is meant for general guidance. Though we have taken utmost care on the accuracy of the contents, the customer should make an autonomous assessment of the contents. However, the prospective buyers should rely upon the terms and conditions of the sale and construction agreement between the Builder and the Client.

The visuals of the projects symbolize artistic impression only. The information contained herein including the fittings, finishes, features, floor size and color etc. in the visuals are subject to change. However, the plans & specifications indicated in the Builder and Client agreements are final and we have not authorized anyone to make any oral commitments or promises on our behalf in regard to the plans and specifications of the apartments/projects.

For any clarification please feel free to call +91 9847 600 600 or walk into our offices. Our representatives will always be at your service.