Myths & Facts about Real Estate InvestmentOctober 17, 2016

Myths & Facts about Real Estate Investment

Indians are generally of the belief that investing in property is a great way of increasing wealth, but there are a lot of myths involved in the process of buying. Since it’s not every day that you think of investing in a new home, gather all your facts together, discuss with as many home owners as possible and clear your doubts. Most first-timers are unsure of the facts and fictions involved, so if you are one of those who has been sitting on the fence in indecision, time to jump off and get your myths and facts straightened out!

Here is a look at some of these myths and facts to put your doubts at rest, once and for all.

Why rent when you can own?

After a while, spiraling rents and having to pander to your landlords’ dos and don’ts end up getting on your nerves, so what do you do? Get your own home! With the amount spent on rent every month, you can easily convert it into EMI payments on a home loan that will give you your own home at the end of the day, aside from being a major investment as costs of homes are only on the rise.

You have to be rich to invest in Real Estate

As the old saying goes, Rome wasn’t built in a day, and same is the case with your bank balance. But not having sufficient funds doesn’t mean you can’t invest in real estate. Loans can always be taken, provided you have a source of income to keep paying the EMIs. It ends up becoming a great saving at the end of the day when you finally own the property.

Tax benefits

Aside from giving you the blessing of owning your own roof, home loans also help you gain attractive tax benefits. The interest on your EMI qualifies for deduction for claim values of up to 2 lakhs. The principle component of the home loan is eligible for tax deduction and you can claim up to 1.5 lakhs.

Attractive home loans

The interest rate is the most important factor to look at when applying for a home loan; the higher the interest rate, the higher will be the end cost of your property. So choosing a builder or bank which offers decent rates is very important. With two rate cuts by the RBI in 2016, home loan rates have come down after a long time. Further rate cuts are also expected, so it seems a good time to start thinking of investing in your own home.

Increasing rates of Real Estate

In a fast-developing country like India, investment in real estate is a sure hit. With increasing urbanization and hikes in land rates, buying a home is definitely going to get you good returns, especially if it’s located in bigger cities. Cities like Trivandrum, Kollam, Thrissur are good places to invest in real estate, but the timing of investment is crucial to financial gains.

It’s risky investing in real estate

Investing in any business is risky; the plus point of investing in real estate is that at the end of the day, the property is a piece of tangible hard asset that stays with you, even if the housing market rates fluctuate.

Hopefully, some of the myths have been busted for you, and you are ready to join the bandwagon now!



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Related Projects

A few of our inspiring projects

Apartments in Trivandrum

Being the state political capital, an educational hub as well as home to Kerala’s largest and rapidly-expanding IT hub, Artech has realized the growth potential of Trivandrum as a prime spot for real estate investment. Artech builders in Trivandrum offer a number of lavish and eye-popping apartment projects located in classy niche areas to inspire you.

Apartments in Thrissur

The city built around the base of a 65-acre hillock is steeped in rich cultural and spiritual history. Aside from being known as the cultural hub of Kerala, Thrissur is also known as a major business center. Artech offers Thrissur, one of its finest creations to-date, the Artech Gateway, featuring exclusive lifestyle apartments.

Apartments in Kollam

Located on the banks of the scenic Ashtamudi Lake, this ancient city dating back to the biblical times, has a strong commercial reputation. The verdant beauty of this city also attracts many people to set-up homes here. As flats in Kollam are in great demand, Artech Realtors have a number of luxurious projects offering superior homes with amazing blue vistas to its residents.

Apartments in Kottayam

Kottayam has always been at the forefront for education and literacy. Aside from this, it’s a peaceful town that thrives on commerce. Artech Realtors have given Kottayam their first taste of high-end luxury living with Artech Rio. The unending views of the surrounding greenery, the meandering river and outstanding amenities makes life in these classy apartments one-of-a-kind.

Apartments in Thiruvalla

Thiruvalla, which has earned the moniker the ‘Land of the NRIs’ is situated on the banks of the Pamba and Manimala rivers. With a paucity of suitable homes for the cream of the society, there was a glaring need for luxury flats in Thiruvalla. The blissful Artech Kaazhcha apartments offer an inspiring mix of high-end comfort and luxury.



The information provided on this website is meant for general guidance. Though we have taken utmost care on the accuracy of the contents, the customer should make an autonomous assessment of the contents. However, the prospective buyers should rely upon the terms and conditions of the sale and construction agreement between the Builder and the Client.

The visuals of the projects symbolize artistic impression only. The information contained herein including the fittings, finishes, features, floor size and color etc. in the visuals are subject to change. However, the plans & specifications indicated in the Builder and Client agreements are final and we have not authorized anyone to make any oral commitments or promises on our behalf in regard to the plans and specifications of the apartments/projects.

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